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  1. Loans

Loan Information

This endpoint fetches all information about the loan.

Loan Details

GET https://<your_business_alias>.lenda.ng/ias/loan/:loanId

Query Parameters

Name
Type
Description

loanId

integer

Id of the loan

Headers

Name
Type
Description

Authentication*

string

The encoded combination of your public key and secret key (see the Test and go live section of the docs)

{
    "data": {
        "hasRunningLoan": false,
        "hasActiveLoanApplication": false,
        "loanStage": "Loan Active",
        "loanInformation": {
            "loanId": 1497,
            "loanCode": "LN2103169",
            "applicationCode": "LA210384",
            "loanAmount": 2000000.00,
            "loanTenor": 10,
            "loanType": "Personal - 5.17",
            "loanReason": "",
            "loanBatchCode": "",
            "salesPerson": "Sam Lamina",
            "branch": "Head Quarter",
            "personId": 181,
            "personFirstname": "Olakunle",
            "personLastname": "Abiola",
            "createdAt": "2021-03-02T04:35:34.9078927",
            "dateDisbursed": "2021-03-02T13:43:10",
            "dateDisbursementConfirmed": "2021-03-02T13:43:11",
            "employerName": null,
            "amountRepayed": 30340.00,
            "totalAmountToBeRepayed": 3034000.00,
            "amountOutstanding": 0.0,
            "loanStage": "Loan Active",
            "amountDisbursed": 2000000.00,
            "status": "Disbursed",
            "repaymentType": "Month",
            "periodicRepaymentAmount": 2000000.00,
            "preferredFirstRepaymentDate": "2021-04-02T13:43:10",
            "repaymentSchedule": [
                {
                    "repaymentScheduleId": 17287,
                    "paymentNumber": 1,
                    "paymentDueDate": "2021-04-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 167913.49,
                    "principalPaymentAmountPeriodReducingBalance": 135486.51,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17288,
                    "paymentNumber": 2,
                    "paymentDueDate": "2021-05-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 156538.48,
                    "principalPaymentAmountPeriodReducingBalance": 146861.52,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17289,
                    "paymentNumber": 3,
                    "paymentDueDate": "2021-06-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 144208.47,
                    "principalPaymentAmountPeriodReducingBalance": 159191.53,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17290,
                    "paymentNumber": 4,
                    "paymentDueDate": "2021-07-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 130843.27,
                    "principalPaymentAmountPeriodReducingBalance": 172556.73,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17291,
                    "paymentNumber": 5,
                    "paymentDueDate": "2021-08-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 116355.97,
                    "principalPaymentAmountPeriodReducingBalance": 187044.03,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17292,
                    "paymentNumber": 6,
                    "paymentDueDate": "2021-09-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 100652.36,
                    "principalPaymentAmountPeriodReducingBalance": 202747.64,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17293,
                    "paymentNumber": 7,
                    "paymentDueDate": "2021-10-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 83630.32,
                    "principalPaymentAmountPeriodReducingBalance": 219769.68,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17294,
                    "paymentNumber": 8,
                    "paymentDueDate": "2021-11-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 65179.18,
                    "principalPaymentAmountPeriodReducingBalance": 238220.82,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17295,
                    "paymentNumber": 9,
                    "paymentDueDate": "2021-12-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 45178.93,
                    "principalPaymentAmountPeriodReducingBalance": 258221.07,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                },
                {
                    "repaymentScheduleId": 17296,
                    "paymentNumber": 10,
                    "paymentDueDate": "2022-01-02T13:43:10",
                    "paymentAmount": 303400.00,
                    "interestPayableAmountPeriodReducingBalance": 23499.53,
                    "principalPaymentAmountPeriodReducingBalance": 279900.47,
                    "interestPayableAmountPeriodStraightLine": 200000.00,
                    "principalPaymentAmountPeriodStraightLine": 103400.00
                }
            ],
            "payments": [
                {
                    "paymentId": 110,
                    "paymentDate": "2021-03-02T18:15:49.3090038",
                    "status": "Reconciled",
                    "paymentSourceString": "Manual",
                    "paymentAmount": 30340.00,
                    "paymentCode": "LRP210335",
                    "paymentSource": "Manual",
                    "paymentMode": "Cash",
                    "paymentType": "Repayment"
                },
                {
                    "paymentId": 111,
                    "paymentDate": "2021-03-01T00:00:00",
                    "status": "Reconciled",
                    "paymentSourceString": "Manual",
                    "paymentAmount": 1969660.00,
                    "paymentCode": "LRP210336",
                    "paymentSource": "Manual",
                    "paymentMode": "Cash",
                    "paymentType": "Settlement"
                },
                {
                    "paymentId": 112,
                    "paymentDate": "2021-03-01T00:00:00",
                    "status": "Reconciled",
                    "paymentSourceString": "Manual",
                    "paymentAmount": 1969660.00,
                    "paymentCode": "LRP210337",
                    "paymentSource": "Manual",
                    "paymentMode": "Cash",
                    "paymentType": "Settlement"
                },
                {
                    "paymentId": 113,
                    "paymentDate": "2021-03-01T00:00:00",
                    "status": "Reconciled",
                    "paymentSourceString": "Manual",
                    "paymentAmount": 1969660.00,
                    "paymentCode": "LRP210338",
                    "paymentSource": "Manual",
                    "paymentMode": "Cash",
                    "paymentType": "Settlement"
                }
            ],
            "remitaInfo": null
        }
    },
    "status": true,
    "message": "Success"
}

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